CMA Report

What is CMA Report?

• CMA stands for Credit Monitoring Arrangement.
• It shows projected and past performance of a business in the terms of financial Data.
• CMA Report is the financial report used by lending institutions to appraise and analyze the financial position of a company before lending any amount.
• It contains details about-
  • Balance Sheet
  • Profit & Loss Account
  • Cash Flow Statement
  • Fund Flow Statement
  • Ratio Analysis
  • Analysis of Maximum permissible finance by bank
• It also provides information about how applicant has procured funds and used in past years and how will be used by them for future years.

Documents Required to prepare CMA Report:

• Last two years audited Reports
• Loan Sanction Letter (Latest)
• Term Loan Repayment Schedule
• Proposed Enhancement Limit
• Provisional Balance Sheet and profit & Loss A/c for current year